In cases where you're getting charged with a crime or getting sued, it's a no-brainer that you'll need a lawyer to advise you with your situation.
Your lawyer will be able to listen to your situation, make the recommendation to proceed, and aid you in fighting for the most beneficial position for you. When faced with a crime or lawsuit, some people decide to represent themselves, but most of the time the outcome isn't as favorable compared to that when an attorney is present.
In other situations where you have a brush with the law, you might not need an attorney. For example, if you get a moving violation (i.e. speeding) while driving, it's common not to require the help of a lawyer. Also, if someone is taking you to small claims court for $200, the price of a lawyer might outweigh losing the case.
When considering whether or not to enlist the services of a lawyer, you must ask yourself, "What's at stake?" If your finances or liberties are at stake, then consulting with an attorney is the smart thing to do. For example, if your financial situation is so dire that the best option is to file a Chapter 7 of Chapter 13 Bankruptcy, then you should seek the help of a bankruptcy attorney to aid you through the process and file the correct paperwork so that the bankruptcy process and eventual discharge occur in the shortest period of time possible.
